Summary of Benefits
For motor insurance different insurance  companies has different offerings. Be it buying through insurance companies  represented by agents/brokers or direct* insurer. It is always good to have  basic understanding of what you are paying into.
Benefits Information for motor car  insurance. (See: Direct vs Traditional Car Insurance Companies)
| 
 | 0% | Own Damage Excess | Loss of Use | 
| AIG | DBS, POSB, UOB | NCD 0%-40% (50% Waiver: Max $300) | Replacement car (1,500 - 1,600cc), Max: 10 days | 
| AXA | DBS, POSB, UOB, OCBC | NCD 0%-40% (50% Waiver) | $50/day from 4th day onwards and max 5 days | 
| NTUC | DBS, POSB, UOB, OCBC | NCD 0%-50% (Full Waiver Of Excess if you upgrade your plan to Plus Plan) | 
 | 
| LIBERTY | Citibank | 
 | Replacement car (1,500 - 1,600cc), Max: 5 days | 
| CHINA TAIPING | OCBC | NCD 0%-50% | |
| TOKIO MARINE | NA | NCD 40%-50% (100% Waiver) | NA | 





